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Home care in Ohio: a family guide

How home health, in-home care and hospice work in Ohio, what care typically costs, how Medicare and PASSPORT Medicaid waiver can help, and the public offices you can call for free, unbiased help.

Reviewed on October 2, 2026 · Information only · Official sources linked below

If you're looking into care for someone you love in Ohio, you might be juggling a lot of new words and phone numbers. This page puts the basics in one place. It points only to free, official resources. We don't recommend or rank any agency.

2.40Mresidents age 65+ (2025)
259,049residents age 85+ (2025)
835Medicare-certified home health agencies listed
169Medicare-certified hospices listed

Sources: U.S. Census Bureau Vintage 2025 population estimates; CMS Provider Data Catalog Home Health Care Agencies (July 2026 file) and Hospice General Information (August 2026 file). Agency counts are a statistic only, not a recommendation. A count doesn't tell you about quality or whether an agency serves your area.

Three kinds of care, in plain words

Which kind of care fits? A quick guide

Home health Skilled, short-term, medical • Nurse, physical/occupationalor speech therapist visits • Doctor must order it • Medicare covers it ifhomebound and eligible • Part-time visits, notall-day care In-home care Daily living help, non-medical • Bathing, dressing, meals,errands, companionship • No doctor's order needed • Usually private pay;Medicaid may help if eligible • A few hours to aroundthe clock Hospice Comfort care, serious illness • For a terminal illness,focused on comfort • Team visits wherever theperson lives • Covered by Medicare Part Afor those who qualify • Support for family, too
Source: Summarized from Medicare.gov "Home health services" and "Hospice care" coverage pages. In-home care coverage depends on state Medicaid programs (see below).

Ohio at a glance

Ohio had about 2.4 million residents 65 and older in 2025 (20.2% of the state), up from 2.1 million in 2020.

Ohio residents age 65+ and 85+2.13M65+ in 20202.40M65+ in 20250.25M85+ in 20200.26M85+ in 2025
Source: U.S. Census Bureau, Vintage 2025 state civilian population estimates by single year of age (sc-est2025-agesex-civ.csv). Data year: July 1, 2020 and July 1, 2025 estimates.
Note: Civilian population. 85+ grew from 249,220 to 259,049. U.S. share 65+: 19.0%.

What care costs in Ohio

Full-time paid in-home help (44 hours a week) had a median cost of about $77,792 a year in Ohio in 2025, vs. $80,080 nationally.

Median yearly cost of full-time in-home care, 2025Ohio$77,792United States$80,080
Source: CareScout (Genworth) 2025 Cost of Care Survey, state data, 'Home Care: Non-Medical Caregiver' (carescout.com/cost-of-care). Data year: 2025.
Note: Median of provider-reported rates; 44 hours/week x 52 weeks. Costs vary a lot by city and by hours. Figure taken from published CareScout state data (retrieved Oct. 2, 2026).

Costs vary a lot by city, by how many hours you need, and by what kind of help is needed. Many families start with a few hours a week rather than full-time care.

Medicare: what it covers at home

Medicare's rules are the same in every state. According to Medicare.gov, Medicare covers part-time or intermittent skilled care at home for people who are homebound (leaving home takes a major effort). A doctor or other provider must see your loved one in person and order the care, and a Medicare-certified agency must provide it. You pay nothing for covered home health visits.

Medicare doesn't pay for 24-hour care at home, meal delivery, homemaker services unrelated to the care plan, or personal care when that's the only help someone needs.

Hospice: Medicare covers hospice for people with a terminal illness who choose comfort care. It's usually provided at home (Medicare.gov).

In 2024, 7.2% of Ohio's Original Medicare enrollees used home health (80,949 people) and 3.3% of Medicare Part A enrollees used hospice (82,309 people).

Share of Medicare enrollees who used each service in 2024Home health: Ohio7.2%Home health: U.S.8.0%Hospice: Ohio3.3%Hospice: U.S.2.8%
Source: CMS Program Statistics, Medicare Home Health Agency (Table MDCR HHA 3) and Medicare Hospice (Table MDCR HOSPICE 3), by area of residence. Data year: Calendar year 2024.
Note: Home health counts cover Original Medicare only (not Medicare Advantage). Hospice counts include all Part A enrollees. Orange = U.S. comparison.

If your loved one has a Medicare Advantage plan, the plan's rules for home health apply. Call the plan or Ohio's free SHIP counselors (below) to check.

Medicaid help at home in Ohio

Medicaid can pay for long-term help at home for people who qualify medically and financially. Income and asset limits change, so we don't list dollar amounts here. Please check the official pages.

PASSPORT Medicaid waiver

Run by: Ohio Department of Aging (with Ohio Department of Medicaid). Official page: dam.assets.ohio.gov

Help for veterans

Free, official places to call

What you need Who to contact
Local aging services, caregiver support, meals, respite Your Area Agency on Aging: find it through the Eldercare Locator, 1-800-677-1116
Free, unbiased Medicare counseling Ohio Senior Health Insurance Information Program (OSHIIP): 1-800-686-1578 (TTY: 1-614-644-3745)
Suspected abuse, neglect or exploitation of an adult Ohio Adult Protective Services: 1-855-644-6277 (NAPSA directory)
Medicaid waiver requests Ohio Benefits: 1-844-644-6582, or your County Department of Job and Family Services (dam.assets.ohio.gov)
Medicaid home care programs PASSPORT Medicaid waiver: see dam.assets.ohio.gov
Compare Medicare-certified home health agencies and hospices Medicare Care Compare (medicare.gov/care-compare)

If someone is in danger or has a medical emergency, call 911. For an emotional crisis, call or text 988 (veterans: 988, then press 1).

What this means for your family

  1. Start with the doctor. Ask whether your loved one might qualify for Medicare home health, and ask for the list of agencies that serve your area. Medicare.gov says providers should give you one.
  2. Call SHIP (1-800-686-1578) for free help understanding Medicare or Medicare Advantage rules.
  3. If daily help is needed for the long term, read the official page for PASSPORT Medicaid waiver and ask your Area Agency on Aging to explain the steps.
  4. Before choosing any agency, look it up on Medicare Care Compare, ask the agency for its state license, and ask your Area Agency on Aging how to check it.
  5. Take care of yourself, too. Ask your Area Agency on Aging about respite and caregiver support.

Sources

  1. Medicare.gov: Home health services
    https://www.medicare.gov/coverage/home-health-services
  2. Medicare.gov: Hospice care
    https://www.medicare.gov/coverage/hospice-care
  3. Ohio Department of Medicaid: PASSPORT Waiver fact sheet (Sept. 2025)
    https://dam.assets.ohio.gov/image/upload/medicaid.ohio.gov/Families,%20Individuals/Programs/Waivers/HCBSWaivers/ProgramInformation/PASSPORT.pdf
  4. CMS: Medicare & You 2027 handbook, SHIP contacts (Section 9)
    https://www.medicare.gov/publications/10050-medicare-and-you.pdf
  5. NAPSA: Adult Protective Services, help in your area
    https://www.napsa-now.org/help-in-your-area/
  6. VA: State Departments of Veterans Affairs office locations
    https://department.va.gov/about/state-departments-of-veterans-affairs-office-locations/
  7. VA: Aid and Attendance and Housebound benefits
    https://www.va.gov/pension/aid-attendance-housebound/
  8. Eldercare Locator (ACL)
    https://eldercare.acl.gov/
  9. CareScout 2025 Cost of Care Survey, state data
    https://www.carescout.com/cost-of-care
  10. U.S. Census Bureau: Vintage 2025 state population estimates by age
    https://www.census.gov/data/tables/time-series/demo/popest/2020s-state-detail.html
  11. CMS Provider Data Catalog: Home Health Care Agencies and Hospice files
    https://data.cms.gov/provider-data/
  12. CMS Program Statistics: Medicare Home Health Agency and Hospice tables, 2024
    https://data.cms.gov/summary-statistics-on-use-and-payments/medicare-service-type-reports

This is general information to help you think things through. It isn't medical, legal or financial advice. For your family's situation, please talk with your loved one's doctor or a benefits counselor. In an emergency, call 911.

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